Technology offers incredible benefits—staying connected with loved ones, accessing resources, and maintaining independence. But with these perks comes a downside: scams targeting older adults are on the rise.
The good news? A little awareness goes a long way. By knowing what to watch for, you can protect yourself and your personal information.
Scammers often pose as Medicare or Social Security representatives. They might claim you owe money or are eligible for a refund—but only if you "verify" your personal details.
Red flags: Urgent language, unfamiliar numbers, or requests for payment or personal information.
Stay safe: Never give out information over the phone or online unless you’ve verified the source. When in doubt, hang up and call the official agency directly.
These scams often look like emails or messages from trusted companies. They try to trick you into clicking links, downloading attachments, or entering sensitive info.
Red flags: Requests for your Social Security number, bank info, or passwords.
Stay safe: Don't click links or download attachments from unknown sources. If something feels off, it probably is.
“Congratulations, you’ve won!”—but there’s a catch. To claim your prize, you need to send money first. These scams often arrive by mail and may use familiar brand names to seem more legitimate.
Red flags: Unexpected winnings, especially if you're asked to pay upfront or share personal info.
Stay safe: If it sounds too good to be true, it probably is.
This scam tugs at your heartstrings. A caller pretends to be your grandchild in trouble and urgently needs money—often begging you not to tell anyone.
Red flags: Poor connection, vague details, emotional pleas, and secrecy.
Stay safe: Ask specific questions only your real grandchild would know. Then call a trusted family member to confirm the story.
Online relationships can be meaningful—but scammers sometimes use fake profiles to build trust, only to ask for money later.
Red flags: They claim to live far away, avoid in-person meetings, and eventually ask for help with a “visa,” “emergency,” or “investment.”
Stay safe: Take your time getting to know someone new online. Never send money or share financial information with someone you haven’t met in person.
According to the Better Business Bureau, people over 65 report more higher dollar losses than any other age group. That’s why it’s so important to stay informed and cautious.
If you suspect a scam, report it to the FTC or your local consumer protection agency. And most importantly—don’t be afraid to talk about it. Sharing your story could protect someone else.
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