Planning ahead for senior living may feel premature at times – especially if you are newly retired. But the perfect time to make senior living plans is well before you want to move. Let’s look at some benefits of planning for senior living.
You Can Avoid Having to Make Rushed Decisions
Many people decide to move to senior living communities after a crisis. They may find that they no longer feel comfortable living at home alone or discover that their children are moving to another city and can no longer check on them regularly. Sometimes, the crisis can be life-altering: the death of a spouse or a medical diagnosis.
Starting your research early allows you to envision your ideal future and work towards making it a reality. You can visit communities at your own pace and ask all the pertinent questions to ensure you find the perfect match for your needs.
If a senior living community doesn’t match your preferences, you won’t have to worry about saying “no, thanks” and being left without options. You can just continue the search.
Know What to Expect Financially
It is common for families to underestimate the cost of care in senior living communities. Good planning can give you a better idea of the total costs. Even better, if you're still in good health, take the time to research potential funding options, including long-term care insurance.
Securing Your Dream Living Space
Planning ahead is important for independent seniors looking for a larger living space at a community. Usually, spacious accommodations have longer waiting lists. You can secure the ideal suite that meets your preferences by getting on a waiting list in advance.
Whether you need extra space to host your family, pursue your hobbies, or just want a more comfortable living area, early planning ensures you won’t need to settle for less.
Begin the Downsizing Process Early
For some seniors, a move to a senior living community may involve moving to a smaller residence.
Wherever you choose to live, it’s important to start thinking about which furniture and personal items you would like to carry to your new space and which items no longer serve your needs. Maybe the large sectional and pool table were great when you had a house full of young adults and teenagers, but they aren’t needed in this current season.
Others may prefer streamlined simplicity – less stuff and less clutter. You may decide to give some items to family and friends or donate them to your favorite charity.
Since your new community will likely handle maintenance, you may no longer need items such as snow blower or lawn mower.
Simply put, planning ahead will allow you to make sound and thoughtful decisions about your belongings.
Addressing Legal and Estate Planning Matters
Pre-planning here involves addressing crucial legal and estate planning matters early, such as setting up advance directives and powers of attorney.
Consult experts familiar with elder law to help you navigate the intricate legal issues and protect your interests and assets for future long-term care needs.
Having your wishes well documented and legally protected will offer peace of mind and allow you to face potential challenges confidently and clearly.
Don’t Be Caught off Guard
Senior living planning is among the best gifts you can award your future self. It is a way to ensure a better tomorrow and alleviate stress for you and your family.